General

Is it worth the cost to attend a private school; short answer is no. Attending a private school is always more expensive than its public counter part. And I hesitate to say counter part because that would mean they are on equal footing and that isn’t necessarily the case. I have had the experience of attending a public university and private school and there is no comparison in my case. Now of course there is always the exceptions, for example Harvard, Yale, and the University of New York to name a few; chances are if you go to a ivy league school you already have connections through your family. If your going to be a big time executive or a wall street tycoon then the big name private schools is the way to go.

money public

We all should know by now that paying more for something doesn’t mean your getting better quality. In this case, paying a lot more money doesn’t mean a better education. Putting bigger profits aside, there are legit reasons why a private school must charge more than a public. For instance a public school has additional funding resources, such as state subsidies, where as a private school has you as the main source of its funding regardless of who or what pays them on your behalf. Some private schools do qualify to receive pell grant money and other programs that maybe offered by the state and the federal government, however, you will most likely end up with a big bill due after you leave school whether you owe the school or the government; most likely the government since the school is going to want there money up front which is the case for both public and private schools.

If you’re determined to go the private route because …

Fight Back Against Rising Prescription Costs with Common Sense

Pres save earningThe cost of medical care is rising fast. Much of the increase is due to the cost of prescription medications. There are several things you can do to lower these costs. However, you must first become an astute consumer of medical care. Here are some suggestions:

  • Stay healthy. Eat right with plenty of fruits and vegetables, cut down on sugars and empty calories. Get adequate exercise and plenty of fresh air. You be amazed at how much better you’ll feel. Wash your hands frequently and be particularly careful about hygiene and the spreading of germs when someone in the household is ill.
  • Don’t over-do doctor’s visits. If you have a cold or minor flu, an office call probably isn’t necessary. Rest, Vitamin C tabs and zinc lozenges for colds, hot tea and clear fluids are the prescription here. Traditional over-the-counter remedies like Alka-Seltzer, aspirin, Vicks VapoRub, and a vaporizer are relatively cheap and will probably work as well as anything the doctor could prescribe in the short term. Chicken soup actually works, even good old Campbell’s Chicken and Noodle. A fever that lasts more than a day, prolonged vomiting or diarrhea, seriously sore throat or ear ache are signs you should probably see your doctor as soon as possible.
  • If you must see your physician, don’t insist on antibiotics for virus illnesses. Antibiotics aren’t effective against viruses, are very expensive in many cases and may well be responsible for the growing problem of antibiotic-resistant disease.
  • When you are faced with a necessary prescription, try to get your doctor to go generic. Generics are usually considerably cheaper and work equally well.
  • With prescription in hand, call several pharmacies and compare their prices. There are surprising differences in the cost, depending on which